Income and Appraised Value Limits

See how you qualify. Check out the Income and Appraised Value limits where you want to refinance.


Income Limits and Maximum Appraised Value
INCOME LIMITS, MAXIMUM ACQUISITION COSTS & FHA MAXIMUM MORTGAGE LIMITS FOR 2009
Counties & City
Household Size
Income Limits^
Maximum Acquisition Costs
FHA
Maximum
Mortgage
Amounts
Non-Targeted
Targeted
Non-Targeted
Targeted
  
Allegany County*
1 or 2
 
$102,600
 
$289,470
$271,050
3 or more
 $119,700
Anne Arundel County+
1 or 2
$98,520
$102,600
$429,620
$525,091
$525,091
3 or more $114,940 $119,700
Baltimore City*
1 or 2
 
$102,600
 
$525,091
$525,091
3 or more $119,700
Baltimore County+
1 or 2
$98,520
$102,600
$429,620
$525,091
$525,091
3 or more $114,940 $119,700
Calvert County
1 or 2
$123,240
 
$429,620
 
$429,620
3 or more $143,780
Caroline County*
1 or 2
 
$102,600
 
$289,470
 
3 or more $119,700
Carroll County
1 or 2
$98,520
 
$429,620
 
$429,620
3 or more $114,940
Cecil County
1 or 2
$90,389
 
$346,601
 
$346,601
3 or more $103,947
Charles County
1 or 2
$123,240
 
$429,620
 
$429,620
3 or more $143,780
Dorchester County*
1 or 2
 
$102,600
 
$289,470
$271,050
3 or more $119,700
Frederick County+
1 or 2
$123,240
$123,240
$429,620
$525,091
$525,091
3 or more $143,780 $143,780
Garrett County*
1 or 2
 
$102,600
 
$467,232
$437,500
3 or more $119,700
Harford County+
1 or 2
$98,520
$102,600
$429,620
$525,091
$525,091
3 or more $114,940 $119,700
Howard County
1 or 2
$98,520
 
$429,620
 
$429,620
3 or more $114,940
Kent County*
1 or 2
 
$102,600
 
$359,798
$343,750
3 or more $119,700
Montgomery County
1 or 2
$123,240
 
$429,620
 
$429,620
3 or more $143,780
Prince George's County+
1 or 2
$123,240
$123,240
$429,620
$525,091
$525,091
3 or more $143,780 $143,780
Queen Anne's County
1 or 2
$98,520
 
$429,620
 
$429,620
3 or more $114,940
St. Mary's County
1 or 2
$85,600
 
$343,125
 
$343,125
3 or more $98,440
Somerset County*
1 or 2
 
$102,600
 
$351,092
$328,750
3 or more $119,700
Talbot County
1 or 2
$87,960
 
$334,125
 
$334,125
3 or more $102,620
Washington County+
1 or 2
$85,500
$102,600
$329,854
$403,155
$377,500
3 or more $98,235 $119,700
Wicomico County+
1 or 2
$85,500
$102,600
$287,257
$351,092
$328,750
3 or more $98,235 $119,700
Worcester County+
1 or 2
$85,500
$102,600
$382,281
$467,232
$437,500
3 or more $98,235 $119,700
^
income limits for an RHS-guaranteed loan are the LESSER of the Maryland Mortgage Program Income Limits referenced above or the RHS Guaranteed Housing Program Income Limits
*
entire jurisdiction is targeted - buyers do not have to be first-time home buyers
+
contains certain targeted census tracts (refer to Targeted Areas) in which buyers do not have to be first-time home buyers

Information subject to change. Revised 4/12/09